Unlike Workers’ Compensation and Social Security cases, claims for personal injury are based on fault, or negligence. The most common personal injury cases arise from motor vehicle accidents, injuries that occur on private property or businesses, assaults and batteries, medical malpractice, and injuries from defective products.
Many times, insurance adjusters will approach injured individuals with settlement offers soon after an accident. Generally, it is best not to consider a settlement of your claim until the full extent of your injuries and resulting damages are known.
If you have suffered serious injuries and incurred substantial expense, the policy limits in effect at the time of the accident may not be high enough to fully pay for your legal damages. You may have other insurance options, such as uninsured/underinsured coverage, that may be available to compensate you. However, execution of a release to the responsible party's insurance company may preclude your ability to present such additional claims.
If you have been injured due to the fault or negligence or another party, and you would like to discuss your case with one of our attorneys, we will assess your claim, and we will explain the elements of proof that you must present to the insurance adjuster, Judge, or Jury. Our office has handled hundreds of personal injury claims, and we are well versed in this area of the law.